Term and conditions
Important Information
By accessing and using this website (the “Website”) and any web page hereof, you agree to be bound by the terms and conditions below. Reference to these general terms of use should be made each time you access and use the Website.
This Website, its services and contents are provided for your use by White Oak Capital Asset Management Ltd (hereinafter referred to as “White Oak Capital”).
Use of Information and Materials
The contents of this website are provided to you for general information only and should not be used as a recommendation or basis for making any specific investment, business or commercial decision. These pages should not be construed as a recommendation, an offer or solicitation for the subscription, purchase or sale of the securities, and specifically funds or any investment products, mentioned herein, or, in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.
Investments are subject to market risks including the possible loss of the principal amount invested. The value of the securities/commodities/currencies or any other financial instrument may fall as well as rise. If the investment is denominated in a foreign currency, factors including but not limited to changes in exchange rates may have an adverse effect on the value, price or income of an investment. Past performance figures as well as any projection or forecast used in these web pages, are not necessarily indicative of future or likely performance of any investment products.
The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. It also does not have any regard to your specific investment objective, financial situation and any of your particular needs. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement. You are advised to read the Applicable Conditions governing each account and the relevant Risk Disclosure Document, if any, carefully before investing in any of the products. The contents of this website, including these terms and conditions, are
subject to change and may be modified, deleted or replaced from time to time and at any time at the sole and absolute discretion of White Oak Capital.
Timeliness, accuracy and completeness of information
In particular, we assume no responsibility for or make any representations, endorsements, or warranties whatsoever in relation to the timeliness, accuracy and completeness of any services, content, information and/or data contained in the Website, whether provided by us, any content providers or third parties.
Copyright
White Oak Capital and / or its member/ group / associate / affiliate companies reserve all copyright and intellectual property rights to the services, content, information and data on the Website. The contents in the Website are protected by copyright and no part or parts hereof may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, published, displayed, broadcasted, hyperlinked, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of White Oak Capital and/or its member/ group/associate/affiliate companies.
No Warranties
While every care has been taken in preparing the contents contained in the Website, such contents are provided to you “as is” and “as available” without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such contents. Member/group/associate/affiliate companies of White Oak Capital, their directors, partners, officers, associates, agents and affiliates make no representations, endorsements or warranties of any kind about the services, content, information and/or data contained in the Website.
Separate Contracts
The provision of any service or products provided by White Oak Capital and/or its member/group/associate/affiliate companies through the Website shall be expressly subject to the particular terms and conditions as contained in the contract for the supply of such service or product. Any warranties or representations made in relation to the provision of such service or product are as made in the contract only and White Oak Capital and/or its member / group / associate / affiliate companies make no separate warranty or representation through the Website or through these general terms of use.
Exclusion of Liability and Indemnity
In no event shall White Oak Capital and/or its member/group/associate/affiliate companies be liable to you for any loss, damage, costs, charges and/or expenses of whatsoever nature and howsoever arising including legal fees on a full indemnity basis, cost of funding and loss or cost incurred by you as a result of or in connection with:
- any access, use or the inability to access or use this website, use of or reliance on the contents of this website;
- any transaction performed on any web page in the Website;
- any loss or abuse or unauthorized disclosure of information, including customer information;
- any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;
- any use of or access to any websites linked to the Website;
- any service, product, information, data, software or other materials obtained from this Website or from any other websites linked to this Website;
- breach or violation of any third-party rights, including but not limited to the violation of any proprietary or intellectual property rights or the enforcement of any of these general terms of use.
Governing Law
These general terms of use shall be governed by and construed in accordance with the laws of India and all parties hereby agree to submit to the exclusive jurisdiction of the courts of Mumbai. Products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by White Oak Capital and/or its member group/associate/affiliate companies. The contents in the Website are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions. The terms and conditions governing the use of the Website of each member company of White Oak Capital may differ and you should consult and carefully read the applicable terms and conditions before using the website.
Privacy and Security
Your privacy is important to us. We are committed to maintain the confidentiality of the personal information that you give us through our websites or our online services. To preserve the confidentiality of all information you provide to us, we maintain the following privacy principles:
Email messages sent to White Oak Capital or any of its member/ group/associate/affiliate companies over the Internet cannot be guaranteed to be completely secure. White Oak Capital will not be responsible for any damages incurred by users if they send a message to White Oak Capital or any of its member/ group/associate/affiliate companies, or if White Oak Capital or any of its member companies sends a message to them at their request, over the Internet. White Oak Capital or any of its member companies are not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this Website.
Transmission over the Internet
Due to the nature of the Internet, transactions may be subject to interruption, interception, transmission blackout, delayed transmission and incorrect data transmission. Regardless of
any security measures taken by us, White Oak Capital and/or its member/group/associate/affiliate companies shall assume no responsibility whatsoever for any loss or expense resulting from such delays, interruptions and/or interceptions.
Data Security
Security is our top priority. White Oak Capital and/or its member/group/associate/affiliate companies will strive at all times to ensure that your personal data will be protected against unauthorized or accidental access, processing or erasure. We maintain this commitment to data security by implementing appropriate physical, electronic and managerial measures to safeguard and secure your personal data.
- The secure area of our website supports the use of Secure Socket Layer (SSL) protocol and 128-encryption technology – an industry standard for encryption over the Internet to protect data. When you provide sensitive information, it will be automatically converted into codes before being securely dispatched over the Internet.
- Our web servers are protected behind “firewalls” and our systems are monitored to prevent any unauthorized access. We will not send personal information to you by ordinary email.
- Only your valid User ID and Password, which identify you uniquely, will allow you to log in to our secure website(s). This ensures that messages from authorized users only are admitted into our secure site(s).
Security Assurance
We endeavor to put in place high standards of security to protect your interests. You are responsible to ensure that your User ID and/or Password are not compromised by knowingly or accidentally share, provide or facilitate unauthorized use of it. Failure to do so exposes you to the risks of fraud and loss. White Oak Capital and/or its member companies will not be responsible for losses suffered by customers as a result of:
- input errors or misuse of its internet services;
- negligent handling or sharing of Password;
- leaving a computer unattended during an online session;
- failure to immediately report known accidents of unauthorized account access.
White Oak Capital will never ask you for your Password, in order to ensure that you are the only person who knows this information.
- You should safeguard your unique User ID and Password by keeping it secret and confidential. Do not share your User ID and Password with anyone or write them down, as you are responsible for all transactions undertaken with your User ID and Password.
- Ensure that no one can see your Password when you log in to our system.
- When choosing your unique User ID and Password for the first time, do not create it using easily identifiable information such as your birthday, telephone number or a recognizable part of your name.
- Change your Password regularly. Do not recycle your recently used Password.
- The same Password should not be used for different websites, applications or services particularly when you relate to different entities.
- Do not select the option on your browser for storing or retaining User ID and Password.
- If you think your User ID and/or password has been disclosed to a third party, is lost or stolen and unauthorized transactions may have been conducted, you are responsible to inform us immediately.
It is advisable to take the necessary precautions to protect your personal computer against viruses and other malicious programs. Besides damaging and/or destroying data, viruses and malicious programs can capture your Password keystrokes and other personal information and send them to another person without your consent. Some precautions to take:
- Ensure that you install an effective personal firewall, anti-virus, anti-spyware as well as anti-Trojan horse software. These should be updated regularly.
- Do not download any software from a website that is of doubtful origin.
- Do not open any email or attachment that is from a source unknown to you. When in doubt, delete such email without opening it.
Downloading
We do not represent or warrant that the Website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third-party software that may be used in connection with the website.
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